Kadir Ensurre is a welder. He makes security grills and window fencing for people's homes.

He also repairs tools and metal furniture. He says he is always busy because there is such a demand for his type of work. His small workshop is on a busy road, so he attracts passing trade as well as having regular customers.

Kadir trained as a welder for two years until he was 18 years old. His mother, who stitched soccer balls for us, took out a substantial loan so that Kadir could start his own welding business. He pays rent on his shop every month, and the rest of the money was spent on numerous power tools, compressors and a welding plant.

He also makes a seperate monthly payment on his micro-credit loan from the program we fund, while still bringing home enough money so that his mother can retire from stitching soccer balls. And when the loan has been fully paid off, his income will rise considerably.

Kadir points out that without micro-credit it would be impossible for him to have opened his workshop. Banks would demand a guarantor or property to back a loan, things his family does not have. A bank loan would also accrue large interest charges that would make paying off such a loan very difficult.

Kadir is looking forward to expanding his business when the loan is paid off. "I enjoy my job and want my business to grow," he said. Micro-credit loans provide real help, as well as personal and professional growth. We are honored to be part of Kadir's life!